Using Long-Term Care Insurance for Home Care

If you or your loved one has a long-term care insurance policy, it may help pay for care at home. Experienced In Home Care is a California-licensed Home Care Organization (#374700153), which is what most policies require of a home care provider, and we work with long-term care insurance every day.

Long-Term Care Insurance Companies We Work With

Genworth
John Hancock
MetLife
Mutual of Omaha
Transamerica
CNA
Bankers Life
New York Life
Prudential
CalPERS Long-Term Care Program
Federal Long Term Care Insurance Program

Don’t see your company? Call us at (760) 941-2273. We work with most long-term care insurance policies and can check yours.

How We Help With Your Claim

Help you understand what your policy requires to start a claim
Provide our license and agency information to your insurance company
Complete the provider forms your insurer asks for
Supply care notes, invoices, and supporting records
Stay in contact with your insurance company for ongoing claims

What to Have Ready

Your policy number and the insurance company’s claims phone number
The policyholder’s name and date of birth
Any claim forms or letters you have already received

Good to Know

Every policy is different. Many have a waiting period before benefits begin, a daily or monthly maximum, and a requirement for a plan of care. Your insurance company decides what is covered and how much it pays. We can help you find those details and build a care schedule that fits.

Get Started

Call (760) 941-2273 or schedule a free in-home evaluation. One of our nurses will meet with you at home, and our office will help with the insurance paperwork from the first day.